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October 23, 2006

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ANJAN SENGUPTA

Micro lending is a welcome initiative but fraught with dangers if the homework is not done properly. I have myself visited the offices of Grameen Bank, ASA, BRAC, PKSF in Bangladesh and come to the conclusion that for success in micro lending or micro finance - 3 things are essential. First : To have an able bank like Grameen Bank spearheading the role of the lender. Two : The role of training is essential - here is where ASA can come in. Like the Chinese proverb - If a man is hungry, do not give him food but teach him to fish !! and 3) Have a monitoring body like PKSF - funded by World Bank which can keep a tight leash on notable NGOs. With $80 million floating around - a lot of it will vanish in fictitious lending. PKSF can play a stellar role. Though I am an Indian, I think the Bangladeshis can play a far bigger and a more constructive role in Afghanistan if they bring their collective micro finance strategy in place. Like I said and I reiterate, it needs all the 3 elements in place for it to succeed. And finally the atmosphere and the idea has to be sold. In Bangladesh itself, the volunteers of these Micro Credit NGOs were brutally assaulted by Muslim fanatics in countryside whose only slogan seems to be : "Banglare koribo Taliban" (We will make entire Bangladesh into a Taliban state). But life goes on there, and so should it in Afghanistan too !!!

Hamed Elbarki

"are we doing enough to support microlending in Afghanistan?"

Unfortunately, no matter how hard we try to support this, I don't think it will be enough.

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HAMED ELBARKI, WHO MADE A COMMENT ABOVE IS AN EXCONVICT AND A FRAUD. HIS COMPANY ATI, AVENTURA TRUST INVESTMENTS, IS FAKE. HE CAPTURES OTHERS PEOPLE´S MONEY WITH FAKE DOCUMENTS. MANY PEOPLE ARE LOOKING FOR HIM. HE AND HIS COMPANY OWE MILLION DOLLARS. HIS PARTNERS: GRANT HEMINGWAY AND EIMY ULATE ARE WELL INVOLVED IN ALL HIS FRAUDS.

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Hamed Ahmed Hamed Elbarki is available in Alexandria Egypt, you can also locate him in Cairo his office address where he is performing his new scam is 8 Road 213 Maadi Degla Cairo Egypt Postal Code 11435 Tel: +20225214150 if you're really serious about your claim you better call interpole immediately to catch him.

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